Money & Banks


Montenegro’s official currency is Euro.

POS is available in most shops, restaurants and other service providers in major cities, whereas cash is also preferred in various areas.

Banks & ATMs

Most commercial banks have ATMs across Montenegro that can be used with international debit and credit cards. Usually ATMs are not hard to find. Visa and MasterCard are mostly accepted.

Some of the major banks in Montenegro are:

Atlas banka
Universal Capital Bank
Crnogorska komercijalna banka
NLB Banka
Societe Generale banka

Changing money & exchange rates

Foreign currency can be exchanged at banks and exchange offices.  To see approximate exchange rate please visit